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Am I eligible to receive a VA loan?

Millions of veterans, active duty, reserves, and surviving spouses are eligible to receive VA loan benefits. The requirements are as follows:

 

Active Duty

You may be eligible to receive a VA home loan if you served on active duty in the Army, Navy, Air Forse, Marine Corps, or Coast Guard for either:

  • 90 days or more (wartime) or
  • 181 continuous days or more (peacetime)

and were discharged(if applicable) under conditions other than dishonorable

 

Reserves and National Guard

Members who are not eligible based on the above requirements are eligible for a VA loan upon completion of 6 Years of Service.

 

Surviving Spouses

You may are eligible for a VA loan if you are surviving spouse of a veteran who died as a result of service or service connected causes and are:

  • Unmarried or
  • Remarried after age 57 and on or after December 16, 2003

 

What can I use my VA Loan for?

  • Purchase a single family residence or approved condominium in which you plan to reside

  • Purchase and install energy efficient improvements that are approved by the lender and VA

  • Refinance an existing VA or Non-VA home loan into a new VA loan

  • May not be used for second homes or investment properties

 

 

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Why Choose Evan?


Evan Banning is a real estate professional who offers a meaningful difference to his clients— a rich mix of insightful problem-solving skills and a natural instinct for caring about people.

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EVAN BANNING | PRESIDENT
CALIFORNIA HOUSING AND LENDING
DRE #01850436
Office DRE #01916484
 
CELL 619-400-9833
OFFICE 858-227-4432
FAX 800-757-1582
 
Evan@calhousingandlending.com
 
3456 CAMINO DEL RIO N STE 206
SAN DIEGO CA, 92108

 

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